خلاصہ

As a Regional Recovery Supervisor at FINCA Microfinance Bank Ltd, I leverage my skills in portfolio management and customer relationship to ensure the recovery of non-performing loans. I conduct weekly portfolio reviews, submit monthly charge-off recommendations, and negotiate with customers for possible recoveries. I also maintain daily visit logs and coordinate with the recovery department to achieve assigned monthly targets.

Previously, I served as a Collection Officer at U Microfinance Bank, where I consistently exceeded performance expectations and received multiple recognitions, including

Champion of Q2-2023

Champion Award  South-01 Region 2023

Champion of Q2-2024

President Award  Star Performer of the Year 2024

With over three years of experience in the microfinance industry, I have developed strong skills in client relationship management, team building, and portfolio management. I hold a Bachelor of Commerce degree from Shah Abdul Latif University Khairpur and a Diploma in Information Technology from SBTE Karachi. My goal is to contribute to the growth and stability of the organization by effectively managing and recovering loan portfolios.

تجربہ

کمپنی کا لوگو
Regional Recovery Supervisor
FINCA microfinance bank
فروری ۲۰۲۵ - موجودہ | Sukkur, Pakistan

Conduct weekly portfolic reviews to ensure proper loss prevention or loss mitigation. Submit monthly charge-off recommendations for management review and approvalDealing with write off customers.Portfolio managementMaintain daily visits log sheetDually coordinate with recovery departmentField visits of assigned write off customersNegotiation with customers for possible recoveriesTo achieve assigned monthly targetAssist team for write off recovery.

کمپنی کا لوگو
Collection Officer OG-3
U Microfinance Bank
مارچ ۲۰۲۲ - فروری ۲۰۲۵ | Shikarpur, Pakistan

NPL Loan Portfolio Managing, Recover Overdue payment From Clients, negotiating with clients and handling difficult situations have helped me to establish positive relationships with customers while ensuring the bank's profitability.

تعلیم

Shah Abdul Latif University
بیچلرز, , B.Com‎
Administrative Law
فی صد 61%
2018
Shah Abdul Latif University
بیچلرز, , B.com‎
Accounting & Finance
فی صد 61%
2018

پیشہ ورانہ مہارتیں

ابتدائی Client Dealing 
متوسط Collection Strategy
متوسط Credit and Collection/Recovery
متوسط Credit Risk Analysis
ماہر Customer Relationship Management
ماہر Customer Service Skills
متوسط Debt Collection/recovery
متوسط MS Excel
متوسط Multitasking Skills
ماہر Official Tasks Handling
متوسط Portfolio Management
متوسط Presentation Skills
ابتدائی Relationship Management
متوسط Reporting Skills
متوسط Risk Management
متوسط Team Building
ابتدائی Team Mentoring

زبانیں

ماہر سندھی
ابتدائی انگریزی
ماہر اردو